1) Submit your website to Search Engines, Forums, Article Directories, Stumble Upon, Digg and Technorati. Search on Google for blog subjects related to your website and comment on them and place a link to your website. Do the same in forums, start a new thread with links to your website or post on other people treads.
2) Put ads in the most visible places right after the title in the middle of the text or on the side of the text. They are the best places to make them visible and to get a very good eCPM. The very best ad is the square because it allows the best readability. You can read this on Google Adsense Official Blog. It is also good if u maximized the ads at your page.
3) Use software such as Google Analytical to track the visits. Buy software or buy a list with the expensive keyword prices. Then use these to create expensive ads.
4) You shouldn't be building pages for AdSense. You should be putting AdSense ads on pages with lots of focus on content (good content). Build the pages for the reader, optimize them for the Search Engines, then you will get visitors who are interested in the content and will be interested in the AdSense ads. That is how you get a good CTR and that is how you make money with AdSense.
5) One popular way to do this is to provide a blog of current events, issues, opinion, commentary, etc. Another way is to produce original content that people will drool over. Be creative. There is a lot of competition out there, so learn how to produce content that will top the search engine results, and learn how to use keywords to your advantage in order to attract more viewers.
6) The key to successful link building is always, above all, put other people's interests (your users, and the other site owners) above you own. That helps ensure you get links.
7) If you come across a website that you think would be useful to your visitors, add a link to them. I have a links of interest page where I do this. You are making the web more useful to your visitors.
Wednesday, April 22, 2009
Sunday, March 1, 2009
The Secret Between USD and Gold
The reason why this will happen is because Gold is priced in U.S. Dollars. Thus, if the value of the U.S. Dollar goes down, more of those Dollars are needed to buy the same amount of Gold, so the price of Gold instantly goes up; conversely, if the U.S. Dollar goes up, the price of Gold goes down. It's a direct, mathematical relationship. To understand the relationship more precisely, the Dollar has an "inverse" affect on Gold. While it's true that a 1% drop in the Dollar would basically mean a 1% rise in Gold.
Gold
There is sometimes that Gold will be outperform than the USD it is because Gold has its own supply and demand fundamentals as well. These are factors affecting the Price of Gold that have less of an affect on the U.S. dollar such as changes in demand for gold for jewelry or for industrial or dental applications, increases or decreases in mining and others.
US Dollar
The USD used to be considered the safe haven because of US being the largest and the most reputable country but not anymore and many people are shifting they money towards Gold because it can resists against worldwide economic shocks or tensions.
Gold
There is sometimes that Gold will be outperform than the USD it is because Gold has its own supply and demand fundamentals as well. These are factors affecting the Price of Gold that have less of an affect on the U.S. dollar such as changes in demand for gold for jewelry or for industrial or dental applications, increases or decreases in mining and others.
US Dollar
The USD used to be considered the safe haven because of US being the largest and the most reputable country but not anymore and many people are shifting they money towards Gold because it can resists against worldwide economic shocks or tensions.
Wednesday, February 11, 2009
What is Commodities?
Ever wonder the oil that you used that get your cars moving and the bread you have every morning come in the first place before they even turning into a finish product?
Commodities
All of the natural resources such as oil, coffee, silver, etc are called commodities. Everyday there is people making $$ by betting or speculating on whether there is more or less of those things available in the future.
How to Trade?
Most people trade commodities using futures by buying and selling those contracts to deliver a set amount of a commodity, such as oil from West Africa, on a set date for a set price.
How it Changes Prices?
Changes in
- Weather
- Politics
- People's expectations about what's going to happen - Speculation
- Supply & Demand
Saturday, January 3, 2009
What is Future Contract?
Future Contract is a standardized contract that traded on a futures exchange, to buy or sell a certain underlying instrument at a certain date in the future, at a specified price.
The future date is called the delivery date or final settlement date. The pre-set price is called the futures price. A futures contract gives the holder the obligation to buy or sell. Both parties of a "futures contract" must fulfill the contract on the settlement date.
Example: If you're a baker and you need to have wheat to bake your special walnut wheat sourdough bread next summer, and you're not sure that there's going to be enough wheat to sold in the market at that time so you can buy a futures contract to guarantee that you'll have the amount of wheat you wanted with a preset price.
Who trades futures?
Hedgers
Who have an interest in the underlying commodity and are seeking to hedge out the risk of price changes such as when the fluctuation of gold price, you may want it to set a price which you and the gold producer agreed upon.
Speculators
Who seek to make a profit by predicting market moves and buying a commodity "on paper" for which they have no practical to produce it becoming a finish products and they sell the contract to other producers when the prices of the contract has rises.
The future date is called the delivery date or final settlement date. The pre-set price is called the futures price. A futures contract gives the holder the obligation to buy or sell. Both parties of a "futures contract" must fulfill the contract on the settlement date.
Example: If you're a baker and you need to have wheat to bake your special walnut wheat sourdough bread next summer, and you're not sure that there's going to be enough wheat to sold in the market at that time so you can buy a futures contract to guarantee that you'll have the amount of wheat you wanted with a preset price.
Who trades futures?
Hedgers
Who have an interest in the underlying commodity and are seeking to hedge out the risk of price changes such as when the fluctuation of gold price, you may want it to set a price which you and the gold producer agreed upon.
Speculators
Who seek to make a profit by predicting market moves and buying a commodity "on paper" for which they have no practical to produce it becoming a finish products and they sell the contract to other producers when the prices of the contract has rises.
Role of Stock Exchange
There are a lot of Stock Exchange worldwide that its main activities are provides "trading" facilities for stock brokers and traders, to trade stocks and other securities.
Example of the Stock Exchange are
Example of the Stock Exchange are
New York Stock Exchange
Tokyo Stock Exchange 
Bursa Malaysia 
NASDAQ Stock Exchange
Samples of The Majors Currecies
There are many currencies in the world and most people focuses on the biggest and most liquid currencies that is called "The Majors"
US Dollar
Japanese Yen
Euro
British Pound
Swiss Franc
Canadian Dollar
Australian Dollar
What is FOREX?
"Forex" stands for foreign exchange; it's also known as FX.
In a forex trade, you buy one currency while simultaneously selling another
(That is, you're exchanging the sold currency for the one you're buying)
Currencies trade in pairs, like the
- Euro-US Dollar (EUR/USD)
- US Dollar-Japanese Yen (USD/JPY)
- & Others
A true 24-hour market from Sunday 5 PM ET to Friday 5 PM ET forex trading begins in Sydney, and moves around the globe as the business day begins, first to Tokyo, London, and New York.
Why Trade Currencies?
Daily turnover in the world's currencies comes from two sources:
- Foreign trade (5%) - Companies buy and sell products in foreign countries, plus convert profits from foreign sales into domestic currency
- Speculation for profit (95%)
http://www.bloomberg.com/markets/currencies/fxc.html
Thursday, January 1, 2009
4 Criteria in Choosing the Right Business for Investment
The business that can be easily understood
You must choose the business that can be understood by you. When it can be understood, you will be able to identify the business activities and its operation in the company such as how they make a sale or where their payment went.
The business has a favorable long term prospects
This shows that the company will be expanding their businesses such as franchising and continue providing new services that more and more customer will be attracted therefore increased their profit in the long run.
The business has a good management team
It means that the top management such as the CEO, CFO and their employees are able to perform their job with integrity and having good corporate governance towards its stakeholder. It also proves that the company has a good internal control which can prevent the company from fraud.
The business has attractive pricing
This shows that the company is able to increase their price of products without losing market share thus proves that they will have a high profit margin.
You must choose the business that can be understood by you. When it can be understood, you will be able to identify the business activities and its operation in the company such as how they make a sale or where their payment went.
The business has a favorable long term prospects
This shows that the company will be expanding their businesses such as franchising and continue providing new services that more and more customer will be attracted therefore increased their profit in the long run.
The business has a good management team
It means that the top management such as the CEO, CFO and their employees are able to perform their job with integrity and having good corporate governance towards its stakeholder. It also proves that the company has a good internal control which can prevent the company from fraud.
The business has attractive pricing
This shows that the company is able to increase their price of products without losing market share thus proves that they will have a high profit margin.
Tuesday, December 30, 2008
5 Ways to Real Estate Investment
1) Before you going to choose the dream house for your investment, remember that you must have the money to make the purchase. By lending, you must not allocate more that 1/3 of your own income to the borrowings every month.
2) After you have determine the borrowings and the amount of cash you have to put in, have a search at your area first because this is the place you understand the most compare with other people. Remember that don’t get caught of the “obvious prospects for physical growth in the property because it does not necessary translate into obvious profits for you”.
3) Now after you have your properties, make sure it is below the market value before you purchase. Remember that the higher you pay the lower return you will get.
4) You also must make sure that the area of your properties is 90% occupied. Therefore it is easier to get a tenant for your properties. You also don’t wish to buy a property which the area is deserted and can’t rent your property out.
Remember to prepare yourself for the worst and pay all the expenses of your property if there is no tenant.
Monday, December 29, 2008
Choose, Use & Fight Debt with Credit Card
Credit Card is Use because: - Convenient that can help the user to avoid bringing large sum of cash when making a huge purchase.
- Internet transaction because the payment can be made within minutes
- People use credit card to symbolize their status
- Choose a credit card that is widely accepted such as Visa, MasterCard, etc.
Don’t get caught of this statement because
1.5% per month X 12 months = 18%
And the effective rate will be 19.6% including the compound interest yearly.
How to reduce credit card debt?
1. Allocate an amount of reserves for about 50% of your expenses to avoid using credit when there is an emergency.
2. If the amount is too large to repay or it is necessary, you should borrow a personal loan to cover the credit card debt first because personal loan may have a lower interest rate compare to credit card.
3. Don’t increase the emergency funds or invest first before fully repaid your credit card debt.
Remember when using credit card, think about whether you can repay it and pay the bill in full instead of the minimum balance.
Credit cards bring Pros and Cons to the users and you must choose the right credit card and use it effectively without hurting your own financial stability.
Sunday, December 28, 2008
Dollar Cost Averaging to Invest Successfully
Now we are having financial crisis which we often think that
- When is the best time to enter the market?
- Whether u can have a good entry and earned a favorable return for your investment?
Instead of invest a lump sum of money in a particular investment, the investor can allocating certain amount of funds for a certain period such as every month to invest on a particular investment.
Advantage
It spread the investment over a number of period which providing insulation against the risk such as the changes in market price.
Disadvantage
Requires investor to give up some expected return of benefit which when you can enter the market in a lower price.
Setting Up Your Own Dollar Cost Averaging Plan
1. Select the time horizon on how long you wanted to keep up with the dollar cost averaging
2. Decide exactly how much money you can invest each month
3. Select an investment
4. Decide the regular intervals such as weekly or monthly
An Example of a Dollar Cost Averaging Plan
Company “A” Shares (Invest date, Amount Invested, Shares price, Shares purchased)
Jan 2009, RM 2000, RM 10.00, 200 shares
Feb 2009, RM 2000, RM 8.00, 250 shares
Mar 2009, RM 2000, RM 12.50, 160 shares
Total RM 6000, RM10.17(Average), 610 shares owned
When the economy recovers in April, share price recover to RM 13 per share and you have earned RM 2.83 per shares.
Dollar Cost Averaging does help reduce market risk and you can take the opportunities to invest and set yourself up with a dollar cost averaging plan and get going.
Saturday, December 27, 2008
What is Common Shares?
Common Shares are representing equity ownership in a corporation, providing voting rights, and entitling the holder to a share of the company's success through dividends and/or capital appreciation.
In the old days when we traded shares, we will receive a share certificate but with the advancement of IT, it has been eliminated. This is the example of Share Certificate:
The minimum of shares we need to invest is 1 lot that is 100 shares.
Most of the time people think that the more we have is the better and actually
“It is not how much of shares u own and is actually how much % of the company u own”
Calculation:
If u have RM 2000 to invest
Company A: (Share Price=RM 2.00 Volume=20Million)
U can get 1000Shares=10lots
By taking the market capitalization (Share Price X Volume) = RM 2.00 X 20Million = RM 40Million
Amount invested/ Market capitalization = 2000/40M =0.005%
Company B: (Share Price=RM 20.00 Volume=1Million)
U can get 100Shares=1lot
By taking the market capitalization (Share Price X Volume) = RM 20.00 X 1Million = RM 20Million
Amount invested/ Market capitalization = 2000/20M =0.0110%
The % u has in company B is higher although the lots u have is lesser.
Remember that having common shares means that u are one of the company’s owner and it is determine by the percentage u r having.
In the old days when we traded shares, we will receive a share certificate but with the advancement of IT, it has been eliminated. This is the example of Share Certificate:
The minimum of shares we need to invest is 1 lot that is 100 shares.Most of the time people think that the more we have is the better and actually
“It is not how much of shares u own and is actually how much % of the company u own”
Calculation:
If u have RM 2000 to invest
Company A: (Share Price=RM 2.00 Volume=20Million)
U can get 1000Shares=10lots
By taking the market capitalization (Share Price X Volume) = RM 2.00 X 20Million = RM 40Million
Amount invested/ Market capitalization = 2000/40M =0.005%
Company B: (Share Price=RM 20.00 Volume=1Million)
U can get 100Shares=1lot
By taking the market capitalization (Share Price X Volume) = RM 20.00 X 1Million = RM 20Million
Amount invested/ Market capitalization = 2000/20M =0.0110%
The % u has in company B is higher although the lots u have is lesser.
Remember that having common shares means that u are one of the company’s owner and it is determine by the percentage u r having.
Thursday, December 25, 2008
2 Myths that Hold U from Investing
A lot of people think that investing (share, property, etc.. ) is
Myth 1: Risky
Most of the time is that these people have been stereotype or their family or friends may have lost huge amount of money in the share market especially during the financial crisis.
Myth 2: Gambling
People know that they can’t control the market (recession) so they taught they can only using the guess work to do it just like gambling. Maybe they are lucky they can enter in a lower price and get a favorable return.
Let me give u an example:
By driving a car with a car license, it is less risky than those who didn’t even drive a car before. Once u have gone through training and have the license, do u think that driving a car still risky? Do u know how to make a turning, and the magnitude of it?
Answer: Driving is still risky but it has been minimized and u surely know how to make a turning.
That’s why if u have the knowledge, investing is not gambling and less risky.
Warren Buffet Philosophy:
Risk comes from not knowing what you're doing
Myth 1: Risky
Most of the time is that these people have been stereotype or their family or friends may have lost huge amount of money in the share market especially during the financial crisis.
Myth 2: Gambling
People know that they can’t control the market (recession) so they taught they can only using the guess work to do it just like gambling. Maybe they are lucky they can enter in a lower price and get a favorable return.
Let me give u an example:
By driving a car with a car license, it is less risky than those who didn’t even drive a car before. Once u have gone through training and have the license, do u think that driving a car still risky? Do u know how to make a turning, and the magnitude of it?
Answer: Driving is still risky but it has been minimized and u surely know how to make a turning.
That’s why if u have the knowledge, investing is not gambling and less risky.
Warren Buffet Philosophy:
Risk comes from not knowing what you're doing
Wednesday, December 24, 2008
Valuable Guides for MoneyUsers Enrich in Life
Hi… Money Users Blogspot .com here, which I wish to share that how $$ can be allocated and used in our daily life such as putting your money in various investment instrument such as property, opening your own company, commodities, mutual funds, etc… & How to get and manage the little $$ u have.
“The rich get richer and the poor get poorer” proverb that frequently use and especially now (Recession) we can see that the lower income group struggle to survive while the rich has the hard earned cash to invest in this economic downturn and when the economies is getting better, we know that with the amount of $ the rich has invested surely will get back a favorable return which we can observed Warren Buffet as an example.
• Thinking of how u can earn your desire income every month and live your desire lifestyle?
• Know how to manage your money and keep the $ working for you?
• Wanted to just sit down and waited to get paid by the passive income you generated?
All these are the desire we wanted or even more which we are POSSIBLE to achieve it.
It is possible to break through from a lower income group to RICH which the things we required are knowledge and discipline to do so.
The things I explain may have come so easy for some people and I just hope that there are people that can gain some knowledge here to become financially literate.
In this site I have some poll added which I hope u will participate and if u have any questions or comments feel free to leave me one.
Welcome to Money Users !!
“The rich get richer and the poor get poorer” proverb that frequently use and especially now (Recession) we can see that the lower income group struggle to survive while the rich has the hard earned cash to invest in this economic downturn and when the economies is getting better, we know that with the amount of $ the rich has invested surely will get back a favorable return which we can observed Warren Buffet as an example.
• Thinking of how u can earn your desire income every month and live your desire lifestyle?
• Know how to manage your money and keep the $ working for you?
• Wanted to just sit down and waited to get paid by the passive income you generated?
All these are the desire we wanted or even more which we are POSSIBLE to achieve it.
It is possible to break through from a lower income group to RICH which the things we required are knowledge and discipline to do so.
The things I explain may have come so easy for some people and I just hope that there are people that can gain some knowledge here to become financially literate.
In this site I have some poll added which I hope u will participate and if u have any questions or comments feel free to leave me one.
Welcome to Money Users !!
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